All of our associated lenders are required to have a Responsible Lending Policy in order to protect the consumers. The majority of the lenders on our panel are members of the Consumer Finance Association which means that they must abide by a strict code of practice that pertains specifically to short term lending. Prior to accepting any loan, be sure to check the responsible lending codes of practice for that lender
Bizzy Loans is a loan matching service. This site will submit the information you provide to a panel of lenders. All applications will be subject to credit checks and affordability assessments. Bizzy Loans will not perform a credit check, lenders will complete a soft search when assessing your eligibility for a loan. If you accept a lender’s loan offer, they may perform a hard credit search to register the loan to your credit file
All applications will be subject to credit checks and affordability assessments in line with responsible lending. Loan terms, conditions and policies vary by lender and applicant qualifications. Late or missed loan payments may be subject to increased fees and interest rates. Not all lending partners offer up to £5,000 loans, and not all applicants will be approved for their requested loan amounts. Loan repayment periods vary by lender also. Lenders may use collection services for non-payment of loans
Not all borrowers will qualify for a loan, the operator of this website does not engage in any direct consumer lending, we simply provide a FREE loan matching service to the public. To operate this service we receive a commission from the lender we refer you to
Auto Decisioning allows lenders to make a decision on your loan application without the need for human interaction, for more information please contact your lender or see their privacy policy
* As part of the process of applying you are agreeing that lenders will carry out a soft search on your credit file to assess your eligibility for the product you are applying for. Soft searches are only visible to you and do not affect your credit rating. Should you elect to move forward with a loan product, the lender may then convert the soft search into a hard search which will be visible to other credit providers and yourself. A hard search can negatively impact your credit score